Hit and Run emergency - How to handle the emergency and the guarnatee Claim

Accident - Hit and Run emergency - How to handle the emergency and the guarnatee Claim

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A hit and run accident is more common than most of us think. Nearly 30% of all drivers in the U.S. Are not insured. This leads to a very high rate of hit and run accidents daily. This type of situation is a very
confusing and can take you by surprise.

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Accident

If you are in this unfortunate situation, try to get as much information about the other car as you can. This is not always possible since you can be hit in a parking lot and will not have any idea of who hit you.

However, in the even that you were present, try to recognize the type, model, and color of the car. If you can get the license plate whole then that would be even better. One thing you should never do in a hit and run accident is to get in a car chase. You never know why the other car is running away and if they can perhaps be armed and dangerous. Consequently, if you violate any traffic laws, you will not be excused. That also applies if you get in a second accident or you hit person else.

You need to call the police as soon as you can. This is often a source of frustration. The police will ask if your hit and run accident happened in a parking lot or if anything was injured. If you are in a parking lot, the police will not come to the scene because it is private asset and they do not have "jurisdiction" over that parking lot (unless there are injuries). Sometimes police officers do retort to hit and runs in parking lots, and sometime they will only retort if there are injuries, however, they are not obligated to. You could easily end up retention the bag.

To safe yourself, you should still call the police. If the police agency does not come to the scene, then go into the nearest police middle point and file a "walk-in report". Make sure you considered analyze and document the scene of the accident before you leave. To learn what to do and what facts you will need when filling a police walk-in report, visit http://www.auto-insurance-claim-advice.com/Police-Report.html.

Make sure that you get as much information as you can about the scene and of what happened. If you can take join of pictures, this would easily help your case.

The next step is to file a claim with your own assurance company. To be covered for a hit and run accident, you need collision or uninsured motorist asset damage coverage (uninsured motorist corporeal injury if there are injuries). You will be field to a deductible that you purchased when you took out the policy. If you do not carry whether of these coverages, then your assurance firm will deny coverage.

You will have to report the claim within a cheap time. You will also be required to file a police report, even if it is a walk-in report. Going to the closest police middle point and filling out the valuable forms will ensure that you get your car fixed. You could jeopardize your coverage if you do not file a police report or clue the assurance carrier within a cheap time.

You can file the claim even before you file the police report. You just have to make sure a police report is file within a cheap time. Some police departments will not accept walk in reports for matters older than three days, some others will give you more time. whether way, try to file the report before the three-day mark.

Once you have the report, fax it to the assurance firm and let them handle the hit and run accident and the damages. They will effect up with the police investigation to find the responsible party. If the are able to collect, they will clue you and refund your deductible agreeing to your state regulations.

I hope you get new knowledge about Accident. Where you possibly can offer used in your life. And just remember, your reaction is passed about Accident.